• dogs0n@sh.itjust.works
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    21 hours ago

    It doesn’t make any sense to keep just enough, because then you may have to worry about weathering any economic storms in the future.

    I think the amount he kept is reasonable, especially when they are pretty much one of a kind for doing this.

    • CharlesDarwin@lemmy.world
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      6 hours ago

      Yeah, I was thinking about fluctuating interest rates alone. If we are assuming 4% return on 4M and that’s where 160K/year comes from…that’s essentially a fixed income, risking all kinds of problems in the future, including very low interest rates and doesn’t even begin to get into problems like inflation spiking again or unexpected healthcare bills…