• dhork@lemmy.world
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    2 days ago

    Note that it is still a small proportion of higher-income earners who are underwater, it’s just just a higher percentage than before:

    the delinquency rate for households earning at least $150,000 now stands at about 0.34%, versus 1.75% for low-income households.

    So it’s not like the rich are suffering, it might be certain people in certain high cost of living places who overextended themselves …

    • CmdrShepard49@sh.itjust.works
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      2 days ago

      $150k a year income is far from rich. I’m not arguing that they aren’t better off that a household earning $50k but it’s not all lollipops and roses like you’re assuming. Tax wise, these people get hit the hardest because they’re earning enough to pay high tax rates but far from enough to hire fancy accountants or structure their money in a way to pay lower rates.

      This doesn’t even account for CoL where some places like the bay would classify $150k as “low income.”

      • iopq@lemmy.world
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        2 days ago

        My dad makes this much, in the SF bay area this only allowed us a middle class lifestyle. It’s just so expensive to live here