My job has a 401k I was putting into when I started 12 years ago and they allow to borrow against it so I’ve had to do that to survive for a while now. Whenever I inevitably get fired or leave my job I’m gonna take the opportunity to just cash out and take the huge tax hit because I find it highly unlikely that I’ll make it to actual retirement age at this point.

Millennial but I’ve been doing this for the last 4-5 years at this point

I just did the same with mine! I’m loving it so far and previously on windows I had to disable 3D to use Godot but on mint 3D is kinda usable. It at least doesn’t crash lol