The name Kusimulkku is very much Finnish (it means peehole). Houses don’t all cost half a million dollars there and retirement is funded through taxation. 500k net worth in Finland is comparable to being a millionaire in the US I would say. You would probably have 6 digits in your bank account OR own majority of a small company if you’re worth 500k.
A lot of people also don’t count their only residence as part of their net worth as it’s their home, not an investment vehicle and definitely not liquid. Things change when you can afford multiple properties, but you aren’t going to sell your only home just because it has appreciated - everything else has likely also gone up then.
Just saying, his perspective coule be very different from yours. I know this because I’m Estonian and 500k to me sounds like a pretty high net worth.
Hmm to me it implies it’s close though. Maybe 300k, maybe 400k. At her age it would be an impressive where I come from.