If you can get bankrupted by an illness, you’re not rich.

That we can’t afford to use because we don’t have a safety net.

My net worth is probably just under half a million but I’ll be working until I’m over 70 if I want to be able to pass anything useful down to my kids.

I have one with special needs that likely won’t be able to work, much less manage a portfolio.Without my help he could be homeless soon after I pass.